I feel like this presents a tautology or something because the wealthy by definition don’t have to worry about the same strict financial limitations of people in poverty, thus anything the wealthy do will seem financially literate. The wealthy don’t have the same consequences for failures of personal finance, so how you would even begin to compare these situations is beyond me. A wealthy person by definition isn’t worrying about something as dire as making a choice between a dentist visit or getting their car fixed.