May or may not have solved half of my life problems with a $5 scratch card ealier tonight :inshallah-script:

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Why would you buy stuff on credit when you can buy outright?

why would you pay off a loan with a interest rate that is probably much lower than what you can get from a variety of mostly safe investments?

And 10k for a laptop?

“things like a laptop”, plural, possibly not even a laptop

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