10 years?

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33 points

There’s already like ten companies that pretty much own everything between them

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And the “independent” small businesses use POS software provided by the big guys anyways, so they’re always getting a cut

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16 points
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6 points

I’m reminded of 2008, when every bank had some kind of insurance swap deal out with every other bank, and the conclusion was that nobody could ever fail… until Lehman failed and everyone frantically began reevaluating the risk on their portfolios.

In the end, it won’t even really be ten companies. It’ll be a handful of brokers at the Federal Reserve deciding who gets zero-interest loans and who gets thrown to the sharks. Then people will become angry and the Federal Reserve will be torn down, and all the businesses will collapse into a big pile of nothing.

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4 points

Blackrock and Vanguard lol.

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