That is such a humbling experience. A once state of the art vehicle reduced to a shitbox. Hugs.
She’s given me 18 years of good service so far (if we ignore the whole alternator incident) and will hopefully have quite a few more years. But she’s not worth a lot now, so the insurance is not worth paying the premiums for. If I can manage to not cause an accident and write the car off for about 5 years I should have saved back as much in premiums as an accident claim would give me.