Long story short me and my car got hit by a bus and the guy took off. I’m fine, but the car is damaged. I need to pay for most of the repairs because of insurance issues. I can afford it, but it’s still expensive. I’m starting to have self-doubt, this is my first car accident 😭
Insurance is such a scam, i despise it.
Over the past 7 years I’ve paid my car’s initial worth in insurance payments, it’s great.
I’m confused, the car insurance is for if you hit something or someone else to pay them, surely? Why’s it gotta have anything to do with how much your car costs?
Did you call the cops when this happened, got their license plate number?
No. Because no one was hurt, the insurance company said i can call a non-emergency number and nobody answer that number. I didn’t see a license plate too
Make sure you call the cops, because it provides further evidence that it did happen, and your insurance is less likely to be able to worm their way out of doing their fucking job.
wait why do you have to pay if they hit you?
Because you’re supposed to get the other persons insurance and your insurance goes after them.
If there’s no one to charge, then how can the insurance trust you? What if you damaged the car yourself somehow and are trying to pass it off as car damage?
They will do anything not to pay. There is also a reason why “Hit and Run” is a felony.
