I never heard of it until I saw that tweet a few minutes ago.
beep boop you are attempting to brake we’re sorry but your brake line has been cut for posting negative tweets about elon (pbuh) on twitter.
“Forced Autopilot Disengagements” can lower your safety score and raise monthly premiums?? :wtf-am-i-reading:
New variant of the Trolley Problem just dropped:
Your Bazingamobile is about to hit a child and you can disengage Autopilot to avoid hitting the child, but doing so will increase your monthly insurance premium by $30.
I’ll do the responsible thing and assume the child has crosswalk insurance, this will sort itself out
These are the “I won’t live in the pod and eat the bug” people?
Of course not. I’m living in a Tesla Cubic Home and eating the SpaceX Cosmic Lifeform Nutribar
I always figured that this would be the result of those car insurance ads talking about “safe driving monitors” saving your money.
That’s how you know this is nonsense: if late-night driving were really more dangerous, real insurance companies would already charge more for it.
It’d have to take a lot of other factors to overcome fewer cars = fewer collisions, too.
That’s how you know this is nonsense: if late-night driving were really more dangerous, real insurance companies would already charge more for it.
Unless they have the safe driving monitors, how would they know this?
It’d have to take a lot of other factors to overcome fewer cars = fewer collisions, too.
I don’t think this tracks on a great big statistical level. You wipe out one pedestrian because you were going too fast for the visibility conditions of night, are found partially at fault and now the insurance company has to pay out the big bucks. Never mind all the folks driving way too tired or under the influence at night. The insurance company doesn’t only have to pay out when you hit another car.
Unless they have the safe driving monitors, how would they know this?
A lot of people are pretty honest. You ask them how many miles are on their car and how much they drive every week and they’ll give you a decently true answer. It’d be the same if you ask when they usually commute/drive. Then, if there’s an accident and the company looks into it further and finds their customer was lying, they lower/refuse coverage as a policy violation.
If your car is damaged and it turns out it has three times the miles you told your insurer it had, that would probably be an issue for you, right? At minimum it would impact how much they pay you to repair/replace, and they’d probably hike your rates up going forward.
The insurance company doesn’t only have to pay out when you hit another car.
Good points on all the other hazards at night. I’m just guessing “there are fewer things to hit” outweighs everything else the vast majority of the time.
Between working as a rideshare driver and a lot of distance drives for work/travel, I really prefer driving at night. Even in major cities or busy highways you often find largely empty roads.
Accident reports, hospital admittance reports, insurance claims filed (which typically go much smoother when there is a police report which is gonna have estimated time of accident and when filed).
Also, the increase in cost wasn’t because the driver DID hit somebody or have an accident, it was increased because some statistic said there would be a slight increase in the possibility of an accident in certain conditions.