I recommend using Privacy.com to create virtual credit cards that withdraw directly from a bank account. I see it as a VPN for credit card purchases. For US customers only, but obscures payment info to merchants.

You can use a bogus name and address for the merchant billing information (in this case Google Play).

Buy monero with monero buy google gift card

Being married and getting paid opposite weeks, gpay is essentially the only google offering I am in no hurry to break free from.

Though it would be nice to see competition in the space.

If I must, then I would just keep an old phone with google, which never leaves home or wherever I keep it.