sugar_in_your_tea
Making stupid comments isn’t a problem, posting stuff that is against the instance’s rules is. So if they’re harassing people or posting disallowed content or something consistently (more than a handful of individuals), and the admin either refuses or ignores requests to take action, then they should be defederated.
If you have an articulable set of problematic posts that demonstrates that it’s not just one a handful of users, post those and we can discuss defederation. If it’s urgent (e.g. the instance is under active attack), bring it to the admin’s attention immediately.
Yup. lemmy
seems to work okay, but it would miss something like !programming.dev since it doesn’t have lemmy in the name.
If you know where the community is hosted, you can probably do site:instance
and get decent results.
What we really need is a better integrated search inside lemmy. That way I won’t feel the need to use a search engine as often. If that works, perhaps someone could make a single site that tracks all popular communities (just post comment, not comments) for better SEO, and then links to the actual posts. Kind of like those StackOverflow copy sites that I keep running into.
That really depends on your local state tax situation. Fidelity has a great tool to compare yields of differently taxed fixed income options here. Basically:
- t-bills are not taxable at the state level
- municipal bonds are generally not taxable at the federal or state level
- CDs are taxable at the federal and state level
So that’s why I park my savings in t-bills, I pay state income tax, and t-bills have a higher after tax return than CDs, and are more reliable than municipal bonds. The money that needs to be a little more liquid is in a money market fund.
How much cash
I don’t hoard cash, so it’s only my efund and my slush fund (i.e. the money that I’ve charged on my credit card or expect to pay in bills this month).
My money market fund yields 4.97% last I checked, and I think t-bills are >5% right now.
My total portfolio is almost entirely stocks, outside that efund, with any 75% US stocks and 25% internal stocks. My target is 70% US, 30% international, but I haven’t bothered rebalancing yet this year so it’s a bit lopsided.
The most recent comment that claims it works is from 3 days ago, and it seems you need a startup command. So it seems to have been completely broken as of a week or two ago, but potentially there’s a workaround on the latest Proton experimental.
So your experience from a couple months ago may no longer apply.